Short Term Loans Direct Lenders UK
Apply to borrow from 100 to 25000*
- Instant Decision
- 60-Second Application Form
- From £1,000 to £25,000
- Rates from 5.7% APR to 278% APR*
- 3-36 month repayment
Apply to borrow from 100 to 25000*
- Online decision
- Responsible lenders
- Apply to borrow up to £3000*
- Rates From 278% APR – 1576% APR*
- 3-12 month repayment
What Are Unsecured Loans?
Even without collateral to pledge, there are still options to choose when applying for a loan. For loans without security deposits, these types of loans are considered unsecured. Unsecured loans allow borrowers to request for funds without giving up an asset as a security deposit. Personal loans, payday loans, credit cards, and student loans are just some examples of an unsecured loan. It is a very convenient source of funds without having to deal with the complicated approval process. However, these types of loans are often accompanied with higher interest rates.
How will MY
To apply, you don’t have to leave your homes or travel miles. The process is amazingly fast and secure. All you need to do is to fill up a form online. In as fast as two minutes, you can have the result of your application without waiting hours in long lines. Your personal and banking information is safely secured.
Paid Into Your Account
Once approved, the borrowed funds are immediately sent to your checking account. No fuss, no hassle. In just minutes, you get the money that you need without going through complicated requirements and documents. A perfect solution for emergency situations.
Your credit problem is never a problem with us. Even with bad or poor credit, you are still eligible to take advantage of our services. Our lenders offer cash assistance without the need for you to undergo a credit check. If you can pay the loan on the agreed schedule, your credit line will never be a problem.
- WHAT ARE PAYDAY LOANS
- HOW DO I APPLY?
- MUST I HAVE A GUARANTOR?
- WHAT’S IN IT FOR US?
- HOW LONG DOES IT TAKE TO GET PAID OUT?
A PAYDAY LOAN IS A TYPE OF CREDIT THAT IS SUITABLE FOR WHEN EMERGENCIES OCCUR
If you find yourself stuck in the middle of nowhere with no money in the bank and no cash on hand, the best thing that you can do is to apply for a payday loan. Payday loans are easily acquired and don’t require complicated documents, making it the best cash assistance fund during emergency situations.
- WHAT ARE GUARANTOR LOANS?
- WHAT ARE LOGBOOK LOANS?
- WHAT ARE PERSONAL LOANS?
Services We Provide
Long Term Loans
Short term loans have grown in popularity because people do not want to immerse themselves in perpetual debt. Most people in the UK want small amounts of money they can repay in shorter periods of time. This is why many are looking to get short term loans direct lenders UK.
There are therefore many direct lenders UK offering short term loans to meet the demand of the people. If you are in the market for short term loans direct lenders UK then you should do some due diligence to ensure that you are getting a good deal. Here are some things you should do before applying for a short term loan;
- Ensure that the lender is approved and licensed to give loans in the UK. Approved lenders are regulated by the FCA and therefore you can be sure that best practices are being followed when issuing you the loan. It also doesn’t hurt to check their reviews and what others are saying about them.
- Inquire about their reporting practices. It is recommended that the lender you will be dealing with reports to the credit bureaus about your repayments. This is the secret formula to ensuring that you build your credit score as you continue to pay for the short term loans bad credit direct lenders UK.
- Ensure that you are aware of the fees and the charges associated with the loan. Do not just dive right in before you understand what you will have to pay and what the charges are if you fail to make your payment as required.
You should also take the time to compare the lenders available before you can settle on one that will meet your needs perfectly.
How do short term loans work?
Short term loans are loans that are supposed to be cleared in a couple of months. The repayment duration might go up to 12 months in most cases but usually not above that. If you do not want payments having over your shoulders for long there are even short term loans direct lenders only UK that can be paid in a week.
The beauty of a short term loan is exactly in the short repayment duration. With these kinds of payments the short term loan becomes your source of instant funds on demand. You are also fully in control because you can get scheduled repayments up to six months or even a year depending on the loan amount.
The rule of the thumb however is in keeping the loans short so you do not end up paying a lot of interest on the loan. Short term loans direct lenders UK becomes very ideal when you find yourself requiring extra funds before your next pay date.
At Loansgreen we make it extremely easy and quick for our applicants to acquire short term loans. We look at applications individually and therefore we might be able to help you even if you have bad credit. Start the simple application process and see whether we have a solution for you.
Direct lender loans
A direct lender loan is a loan that is offered directly by the lender rather than through a broker. There are many loan brokers available online that help to link people to lenders. The brokers take applications on behalf of the lenders. The broker sends the applications of the customers to different lenders who respond and the broker then responds to the borrower with the best lender for their loan.
The problem with going through a broker is that you will have to pay extra for their services of linking you to the borrower. The lender charges a commission for linking the customer to the lender. This commission is most probably passed on to the consumer as both businesses have to make profit.
The process of going through a broker can be limiting because you do not choose the lender that you want yourself. If you choose a direct lender yourself you get firsthand information from the get go which helps you find a company you are comfortable working with.
A direct lender is able to offer you good rates than if a broker is involved. You should therefore try finding a direct lender like Loansgreen on your own and enjoy the benefits of short term loans direct lender only UK.
How to apply for short term loans direct lenders UK?
Applying for a short term loan is a breeze. It is the easiest way to get a loan. All you have to do is send your application online by filling out a simple form. Ensure that you present accurate information to the lender so that your application goes through easily and in one try.
After you have submitted your application the approval process is quick also. With direct lenders like Loansgreen expect your application to have returned in just a short while. Actually you will have the money with you in about one hour after submitting your application. Sometimes it will be much less time than that depending on the lender and how busy things are.
You can also apply for secured short term loans bad credit direct lenders UK. An example of such a loan is a logbook loan. With a logbook loan however you can get a lot more money than if you were unsecured especially when you have bad credit.
The amount of money you get with a logbook loan is determined by the loan to value ratio LTV calculated after valuing your vehicle. Usually you can get 60% of the value of your car with a logbook loan.
While applying for short term loans direct lender UK first confirm the exact amount of money that you need. Short term loans and especially those meant for people with bad credit are usually expensive. You do not have to borrow more money than you need and then end up paying a lot of interest for nothing.
You also need to be sure how much money you can afford to repay every month and whether you can be able to repay the loan in one lump sum amount if that is what is required. Knowing this will help you to choose installments that will work for you so you can take control of your loan.
Short term payday loans direct lenders UK
You can apply for short term installment loans direct lenders UK or short term payday loans direct lenders UK. With installment loans you choose the installments you will be paying monthly or weekly for you to sort your loan out.
Payday loans on the other hand are supposed to be cleared on your next pay date. They are a great way of getting constant cash flow when you need it and repaying quickly so there is no debt hanging over you for long.
Payday loans and installment loans are a great way of improving your credit limit too especially when you deal with an approved lender that sends your repayment history to the credit bureaus. Instant loans are short term loans that are given by direct lenders such as Loansgreen. Instant loans are super easy to apply for and they are issued for immediately too.
Whether you want easy loans or quick loans to handle your emergencies then you should always consider short term loans direct lenders UK. With online direct lenders there is always a loan crafted to meet your needs and the application process is super easy and convenient.
Life is always throwing situations our way. Whether it is an unexpected bill, a repair you had not foreseen, a medical emergency or a one day sale for an item you have always wanted with a short term loan direct lenders UK you can be able to sort out such quick money needs once and for all.
In the past, it was difficult to get a loan when you have bad credit. Online lenders like Loansgreen have made it easy to get a loan, even when you are unable to maintain a very good credit rating. The loan is offered to you based on your ability to pay which is gauged from your current financial standing not your credit score.
If you are worried about your credit score and don’t know whether you should apply for a loan, try online lenders. The credit check done on your account is a soft credit check that doesn’t leave foot prints on your credit history. This means you will not be impacted negatively even when you have not been awarded the loan.
Furthermore, most people usually have better credit than they think they do. You might be amazed at how quickly some of the online lenders will jump to offer you a loan. You could be more attractive to the online lenders than you imagine you are. You have nothing to lose by trying out an online lender like Loansgreen.
We have loan solutions for all kinds of borrowers whether with good or bad credit. We encourage everyone to try and amazingly we offer loans to most of the people who do apply. We are an approved lender and therefore you can be sure that we practice best practices when giving our loans. Our rates are based on market rates and they are very competitive. Contact us today for more information.