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I Need Money Now

Apply to borrow from 100 to 25000*

  • Instant Decision
  • 60-Second Application Form
  • From £1,000 to £25,000
  • Rates from 5.7% APR to 278% APR*
  • 3-36 month repayment

Apply to borrow from 100 to 25000*

  • Online decision
  • Responsible lenders
  • Apply to borrow up to £3000*
  • Rates From 278% APR – 1576% APR*
  • 3-12 month repayment

What Are Unsecured Loans?

Even without collateral to pledge, there are still options to choose when applying for a loan. For loans without security deposits, these types of loans are considered unsecured. Unsecured loans allow borrowers to request for funds without giving up an asset as a security deposit. Personal loans, payday loans, credit cards, and student loans are just some examples of an unsecured loan. It is a very convenient source of funds without having to deal with the complicated approval process. However, these types of loans are often accompanied with higher interest rates.

How will MY

I Need Money Now

Secure Process

To apply, you don’t have to leave your homes or travel miles. The process is amazingly fast and secure. All you need to do is to fill up a form online. In as fast as two minutes, you can have the result of your application without waiting hours in long lines. Your personal and banking information is safely secured.


I Need Money Now

Paid Into Your Account

Once approved, the borrowed funds are immediately sent to your checking account. No fuss, no hassle. In just minutes, you get the money that you need without going through complicated requirements and documents. A perfect solution for emergency situations.


I Need Money Now

Credit Problem

Your credit problem is never a problem with us. Even with bad or poor credit, you are still eligible to take advantage of our services. Our lenders offer cash assistance without the need for you to undergo a credit check. If you can pay the loan on the agreed schedule, your credit line will never be a problem.



If you find yourself stuck in the middle of nowhere with no money in the bank and no cash on hand, the best thing that you can do is to apply for a payday loan. Payday loans are easily acquired and don’t require complicated documents, making it the best cash assistance fund during emergency situations.


Services We Provide

  • Long Term Loans

  • Guarantor

  • Bad Credit

  • Guaranteed

  • Payday

Emergencies can popup unexpectedly and usually when they do most people do not have the finances to handle them. Whether it is a burst tire, car repair, forgotten bills, unexpected trip, or maybe it’s your forgotten emergency. Regardless of the reason you need money when these emergencies and many more come up the only thought you are left with is I need money now.

Unless you have an emergency fund set up to handle issues when they come up, emergencies will always get you off guard. But when they happen there are several things you can do. So what do I do when I need money now? This is the question many people have to struggle with.

Even people who are employed and entrepreneurs still find themselves requiring money now because of poor budgeting and unexpected purchases or expenses coming up quickly. It is never a good feeling when you are in that I need money now mode. Your mind wanders to everything you can do to lay your hands on money and you might end up forgetting the good options that you have.

I need money now what can I do?

There are several things you can do to get money instantly. Many people will propose you take a side gig, handle micro-tasks online, take a side hustle like driving Uber, watch a pet for a friend who is not home, baby sit and so many others. The thing is with such activities you will have to wait several hours to get the money.

This means therefore that you might not really be able to meet your emergency needs as you would have wanted. You might also not have the time to do these things to get paid. Take a scenario where you work several jobs already or you are a single parent with kids to take care of in the evening. These side gigs and other options where you are needed to work will not do.

I need money right now what can I do?

There are however some options that can work great. First of all you can ask friends and family to lend you the money instantly. This however is not a guaranteed route. Nowadays people are not so fond of lending money to others even family members. It is just how things are. Money is capable of destroying families and friendships so many people prefer to keep it off their relationships.

You could also pawn items of value that you have which you do not need. Pawning your things can give you instant cash. However, you get less than what the item is worth and you pay interest to get your item back. Pawn shop loans come with high interest too so there is always the risk of losing your items for good.

You can also sell your items. This will usually mean selling online on platforms such as Craigslist or Ebay. You will need to set up accounts, meet potential buyers and so on which will take time that you might not have.

I need money now what do I do?

The really best way for you to really satisfy your “I need money right now” crave is to get a loan online. You can get money fast and for free by taking an online loan. There are no obligations and when you apply you can get the loan in just a matter of minutes.

I need money now and I have bad credit?

It doesn’t matter whether you have bad credit or not. With online lenders it is possible to get a loan for your needs instantly without leaving any foot prints on your credit history. To be able to qualify for the loans with when you have bad credit you can have a cosigner.

Many online lenders have loans that are specifically designed to help people with bad credit and those that are unable to benefit from traditional bank loans. These loans will cost you a little bit more in terms of interest but they are great for those that really need money now and have bad credit.

Types of loans for I need-money now

So what types of loans are there to answer your question “I need money right now how can I get it?” here are some of the loans that you can get from online lenders instantly.

Cash advance loans – these are loans that are advanced to you so you can repay back usually in one installment. They are also called payday loans because you are required to repay the loan on your payday. These loans are great for people who get a paycheck every month.

Due to the popularity of cash advance loans, many online lenders have improved their terms. It is therefore possible to get a loan you that you will repay after several installments. These loans are easy to fill out and within 15 minutes the loan should have been approved and money sent to your bank.

Personal loans – these are loans that are offered by online lenders, credit unions and some banks. If you decide to go with the bank or the credit union the application and approval process is long and tedious requiring you to wait, visit the bank, remit so many documents and so forth. So, for those I need-money now UK people who want money instantly the solution is online personal loans.

With online lenders the application and approval process is done online in just a matter of minutes or an hour. The money is then sent to your account immediately if you are approved. You can get a substantial amount if you are approved especially when your credit score is stellar. However, it is not a must that you have excellent credit score to get a personal loan online.

Installment loans – as the name suggests these loans are repaid back in installments giving you flexibility and ease that you need to repay your loan. These loans are repaid back in scheduled installments over a period of months or even years.

Many of the installment loans offered by online lenders are amortizing which means that each installment goes to paying the principal amount as well as the interest. The installment loans are much more affordable when they are for the long term unlike payday loans or title loans.

With a good online lender you are assured of getting good terms for easy repayment of your loan. You also get to save money if you pay ahead of schedule.

Payday loans – if you need money now and you are wondering what do to do get it, take a payday loan. A payday loan was traditionally meant to be paid on the payday. The borrower was supposed to write a check dated on the day they are paid and the lender cashes in the check to recoup their money.

However, with online lenders you can get better terms. It is now possible to get flexible payments on the payday loans. You can get a couple of installments to repay the loan. Payday loans are meant to be short term loans and therefore they have a high APR. Application is completely online and approval is just in a couple of minutes.

Title loans – these loans are great for those with logbooks and other titles to give as collateral. These loans are great for those who are wondering “I need money now and have bad credit.” With collateral the lender doesn’t worry about your credit score because if your fail to repay the loan they can get their money by selling the collateral.

Title or logbook loans are good for a borrower looking for a substantial amount of money. Although you will only get a fraction of your car’s worth, you are able to get something more substantial than with payday loans.

Like payday loans, title loans are also short term loans and therefore they have a high APR. If you are unable to pay the loan you can roll it over to the next month. This means you will have to pay double the interest for the same amount.

I need money now, who can help me?

If you need money now the best help that you can get is with online lenders. They offer instant loans that can satisfy almost any type of emergency that you might have. These loans are designed for all people. They are for the unemployed, the employed, students, business people, people with stellar credit and those with poor credit alike.

When you need money now, banks are unable to help. Applying for a loan at the bank is a tedious process. There is a lot of paperwork needed and the process can take anywhere from 2 days to about a month depending on the bank and other factors. Failing to have every requirement available makes the process take too long.

The next time you find yourself saying “I need-money now” don’t worry so much about where to get it. Online lenders in the UK are the best solution you have. You can get approved and have the money in just a few minutes. Shorter than it would take you to convince a friend or relative to loan you money.