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Text Loans Direct Lenders No Credit Check

Apply to borrow from 100 to 25000*

  • Instant Decision
  • 60-Second Application Form
  • From £1,000 to £25,000
  • Rates from 5.7% APR to 278% APR*
  • 3-36 month repayment

Apply to borrow from 100 to 25000*

  • Online decision
  • Responsible lenders
  • Apply to borrow up to £3000*
  • Rates From 278% APR – 1576% APR*
  • 3-12 month repayment

What Are Unsecured Loans?

Even without collateral to pledge, there are still options to choose when applying for a loan. For loans without security deposits, these types of loans are considered unsecured. Unsecured loans allow borrowers to request for funds without giving up an asset as a security deposit. Personal loans, payday loans, credit cards, and student loans are just some examples of an unsecured loan. It is a very convenient source of funds without having to deal with the complicated approval process. However, these types of loans are often accompanied with higher interest rates.

How will MY

Text loans direct lenders no credit check

Secure Process

To apply, you don’t have to leave your homes or travel miles. The process is amazingly fast and secure. All you need to do is to fill up a form online. In as fast as two minutes, you can have the result of your application without waiting hours in long lines. Your personal and banking information is safely secured.


Text loans direct lenders no credit check

Paid Into Your Account

Once approved, the borrowed funds are immediately sent to your checking account. No fuss, no hassle. In just minutes, you get the money that you need without going through complicated requirements and documents. A perfect solution for emergency situations.


Text loans direct lenders no credit check

Credit Problem

Your credit problem is never a problem with us. Even with bad or poor credit, you are still eligible to take advantage of our services. Our lenders offer cash assistance without the need for you to undergo a credit check. If you can pay the loan on the agreed schedule, your credit line will never be a problem.



If you find yourself stuck in the middle of nowhere with no money in the bank and no cash on hand, the best thing that you can do is to apply for a payday loan. Payday loans are easily acquired and don’t require complicated documents, making it the best cash assistance fund during emergency situations.


Services We Provide

  • Long Term Loans

  • Guarantor

  • Bad Credit

  • Guaranteed

  • Payday

Over 95% of homes in the UK have a mobile phone which shows you the popularity of mobile technology. Smartphones have revolutionized the way a lot of things are done including how people can acquire loans. With all those people on smartphones it would be unwise of money lenders not to leverage that technology and those many customers to offer their loans.

Traditionally getting a loan involved presenting yourself at a bank branch, filling out a lot of paperwork and waiting for days without end before you can even get pre-approved leave alone get the money in your account. However, technology has changed all this. It is now possible to apply for a loan in as little as five minutes and get the decision on your application in the same amount of time.

The industry has changed greatly ever since lenders introduced all these ingenious ways to reach their customers at the time of need. The essence of borrowing money for many people is so they can handle unforeseen emergencies that may arise. A bank loan cannot do you any good when you have such emergencies, which is where text loans direct lenders no credit check come in handy.

Take a scenario where you are driving home from work and all over sudden your car stops. Your mechanic is asking for £400 for the repairs and the parts. You need your car every day for the 30 minutes’ drive to work. You value your ride and appreciate the convenience it gives you for getting to and from work.

The question now is what do you do to get the money? You have your phone with you and soon you realize what an asset you have been carrying around. You apply for text loans direct lenders no credit check from one of the many online lenders that offer these services and instantly you have money in your account.

How do text loans direct lenders work?

Life can be very easy when you have such convenience of getting money when you need it on demand. With text loans from direct lenders with no credit check you are getting a short term loan that you can apply for through text messages. You can also apply for a text loan online by filling out a simple form and then you will receive the decision on your loan instantly through text message.

Text message loans direct lenders no credit check are short term loans and as such they are supposed to be repaid in under 6 months most of the time. If you apply for a payday loan you might be required to repay it once when you get paid. You should ensure therefore that you can be able to repay the loan as required.

Failure to repay your text loan just like any other loan offered by an approved lender, will lead to a negative rating on your credit score. You should therefore ensure that you can afford to repay the loan as required. Understand the terms and conditions of the loan before you agree to it.

With an approved lender like Loansgreen everything you need to know about the loan is explained to you in the simplest terms possible. You will know how much you are repaying in total, the duration of the loan and what the installments are like if there are any.

Usually repayment of the loan is set automatically through direct debit to the lender. This ensures that you can have control of your loan and manage it effortlessly. You will not miss payments because you forgot to make manual payments or be required to be in constant communication with the lender to know how to make your payments when due.

Mini text loans direct lenders

Text loans direct lenders no credit check being short term loans are also mini loans. This means that most lenders will offer loans between £100 and £1000. However there are others that go higher than that.

If you want a bigger loan you can choose the installment loans which you can repay in a longer term than mini loans. With an installment loan you get more money and the flexibility to repay it in a duration of your liking.

Taking small loans like this can help you with your credit score too. If you pay for the loan as required the repayment history reflects on your credit history and raises your credit score. In like a year your credit score is supposed to have changed significantly if you are taking loans and repaying them on time.

Approved lenders Like Loansgreen report your repayments to the credit bureaus to help you grow your credit score. You therefore get two benefits in one when you use these text loans.

Text loans no credit check

The FCA requires that all approved lenders do a credit check before they offer loans. This check is done to determine your suitability for the loan. Traditional lenders like banks rely heavily on your credit score to make a decision on whether to offer you the loan or not. This is unlike what happens with online lenders like Loansgreen.

With an online lender, the credit check done doesn’t determine whether you will get the loan or not. Your ability to repay the loan based on your current situation is what matters to the lenders. So, although some lenders may advertise text loans direct lenders no credit check it is important for you to note that legally a credit check must be done.

At Loansgreen we conduct searches that do not impact on your credit history. Plus, we do not judge you based on your credit score and give loans even to those with bad credit. However since we are approved and regulated by the FCA we must perform a credit check on you. stay away from those lenders that say they do not perform credit checks. They might not be approved and therefore not legitimate businesses.

Text loans direct lenders

There are brokers that link people to the lenders. Brokers are not lenders themselves but they get a commission from the lender when they bring them business. This commission will most likely be passed on to the borrower and will reflect in higher rates. It is therefore important to check whether you are dealing with a broker or a direct lender.

At Loansgreens we are direct lenders and therefore if you need text loans direct lenders no credit check UK you can contact us. Our application process is simple and you will be done in a few minutes. After that you will get a confirmation text on the status of your loan and consequently money is sent to your account. This whole process can take much less time than you even anticipated depending.

When finding a direct lender to get your text loan from, you must take time to weigh your options carefully. Do not fall for the first lender that comes your way. Take your time to decide which option is the best for you and which lender really gets you. Take caution because you are required to provide your personal information. Do not just give your information to unapproved lenders.

At Loansgreens, our text loans direct lenders no credit check are designed with the customer in mind. We work odd hours to ensure that we can get you out of your fix at any time of the day or night. We are considerate of your needs and our practice is regulated. We therefore operate under the FCA interest cap.

Our website is protected using state of the art technology that ensures safety of our customers. You can trust us with your personal information. We do not trade your personal data with third parties or use it in ways other than what meets our purpose of offering you financial services.

When you are in a bind and need to sort our issues fast, then you want a lender that responds quickly and accepts most of the applicants. At Loansgreen we are the high acceptance direct lender when it comes to getting loans that can fix your problems quickly.

How long does it take to receive your loan?

When you apply for a text loan from us, the funds will be in your account anywhere from 15 minutes to an hour after approval. We know you have applied for our online loan because you want urgency and that is exactly what we promise. If your bank doesn’t accept faster payment services it could take longer than that but you will have money in your account on the same day.

You cannot send a text message to access our loans but we offer a similarly simple method to acquire a loan online. Our services are also affordable and you get the time to think about the loan you want. Besides we also offer a wide variety of other loans that you can access without collateral. You can get unsecured personal loans, cash advance loans, payday loans and many others.

When you are in a fix and need cash quickly, an online lender like Loansgreen is the way to go.