Apply to borrow from 100 to 25000*
- Instant Decision
- 60-Second Application Form
- From £1,000 to £25,000
- Rates from 5.7% APR to 278% APR*
- 3-36 month repayment
Apply to borrow from 100 to 25000*
- Online decision
- Responsible lenders
- Apply to borrow up to £3000*
- Rates From 278% APR – 1576% APR*
- 3-12 month repayment
What Are Unsecured Loans?
Even without collateral to pledge, there are still options to choose when applying for a loan. For loans without security deposits, these types of loans are considered unsecured. Unsecured loans allow borrowers to request for funds without giving up an asset as a security deposit. Personal loans, payday loans, credit cards, and student loans are just some examples of an unsecured loan. It is a very convenient source of funds without having to deal with the complicated approval process. However, these types of loans are often accompanied with higher interest rates.
How will MY
To apply, you don’t have to leave your homes or travel miles. The process is amazingly fast and secure. All you need to do is to fill up a form online. In as fast as two minutes, you can have the result of your application without waiting hours in long lines. Your personal and banking information is safely secured.
Paid Into Your Account
Once approved, the borrowed funds are immediately sent to your checking account. No fuss, no hassle. In just minutes, you get the money that you need without going through complicated requirements and documents. A perfect solution for emergency situations.
Your credit problem is never a problem with us. Even with bad or poor credit, you are still eligible to take advantage of our services. Our lenders offer cash assistance without the need for you to undergo a credit check. If you can pay the loan on the agreed schedule, your credit line will never be a problem.
- WHAT ARE PAYDAY LOANS
- HOW DO I APPLY?
- MUST I HAVE A GUARANTOR?
- WHAT’S IN IT FOR US?
- HOW LONG DOES IT TAKE TO GET PAID OUT?
A PAYDAY LOAN IS A TYPE OF CREDIT THAT IS SUITABLE FOR WHEN EMERGENCIES OCCUR
If you find yourself stuck in the middle of nowhere with no money in the bank and no cash on hand, the best thing that you can do is to apply for a payday loan. Payday loans are easily acquired and don’t require complicated documents, making it the best cash assistance fund during emergency situations.
- WHAT ARE GUARANTOR LOANS?
- WHAT ARE LOGBOOK LOANS?
- WHAT ARE PERSONAL LOANS?
Services We Provide
Long Term Loans
Many of the online lenders in the UK are advertising quick credit and quick loans. This is because of the realization that situations arise that need quick credit. This could be emergencies such as repairs for the car or the house, unexpected bills, purchases and so much more. There are many situations that could require you to have quick financing.
Usually when situations like these arise, all you want is a place you can get a short term loan quickly to take care of the emergency, repay the loan and get back to your life. This is where quick credit and quick loans come in handy.
Just like any other form of loan out there, quick loans are rarely offered by the big banks. This is because of the urgency of the loans and more so because these loans are offered as personal unsecured loans. For emergencies many people just want quick loan no credit check.
When emergencies arise there is no need of applying for a long term loan that will keep you in debt for long. With a quick loan you get the money you need immediately, take care of the problem and usually just repay in one payment or just a couple of payments and be done with the loan.
Quick credit is offered in small amounts of anywhere between £100 and £2500 or more depending on the lender. Since these are short term loans they usually come with high interest rates. However since there are many online lenders like Loansgreen it is imperative that you do some due diligence to find a lender that offers terms you can agree to.
It is also important to ensure that the lender is transparent and honest about their charges and what they can offer you. You should never get into a loan that you are not sure about. Most of the quick credit loan applications are done online and everything is finished online in just a few minutes. The money is then wired into your account quickly in about an hour or the same day.
There are various types of quick credit that you can get including; unsecure personal loans, logbook loans, guarantor loans, overdrafts, and payday loans. With these loans from online lenders you are sure to the application and approval process is quick and easy and you have the money with you immediately.
Many of the banks in the UK do not offer quick credit. This is because of the long approval process that is used in banks. There are many documents to be filled and a lot of information verification to be done. A lot of documents are also needed to prove your credit worthiness and even if you have everything that is required but have poor credit score you will not get the loan.
In the past, the credit score was used almost like the primary determinant on whether you will get a loan or not. Many lenders are now using the current financial situation to gauge the ability of a customer to repay a loan instead of really considering their credit score. People with bad credit can now smile all the way to the bank and enjoy quality loans just like those with good credit.
How to get a quick loan with bad credit?
It is possible to get quick loans with bad credit. However this is not from traditional bank lenders. You can enjoy these loans mostly from online lenders like Loansgreen. Lenders like these offer solutions that are specifically made to cater for people with bad credit.
The credit score is actually not a fair factor to determine whether you should get a loan or not. This is because your previous financial situation is used against you. Banks and other institutions assume that since you were unable to handle a loan before you will not be able to handle it now. But things change and most people who have defaulted on a loan before are actually very careful on not defaulting ever again.
You do not have to go through the traditional avenue anymore to get a loan. With online lenders like loansgreen you can get the solution you need when it comes to borrowing money even when you have bad credit. Whether you want quick car credit or quick loans for bad credit same day we are there to help.
How quick can I get a credit card?
You can get your credit card in about seven to ten days in your mail after you are accepted. However you can get a credit card sooner if you follow some tips. First of all ensure that your credit record is attractive and many lenders will be attracted to it. Credit card companies love people who look like they can bring them good business. Remember you are a customer to them and they get profits from you.
You should also ensure that you complete the application form for the card you are interested in accurately. Present all the information required and attach anything that is required of you in the application. Avoid making mistakes as these could derail the process.
You can also choose to get an instant decision credit card. There are companies that offer this accelerated service where you get the acceptance decision immediately. The card is then sent to you immediately.
How quick can you improve your credit score?
There are a lot of myths when it comes to improving the credit score. It is possible to improve your credit score but the recommendation is to avoid taking “quick fixes.” Your credit score can affect your ability to get an affordable loan because when you are viewed as a high risk borrower the APR on your loan is usually high.
If you have been denied a loan by one lender because you have a poor credit score it doesn’t mean that all lenders will deny you a loan. You should check your credit report for errors before applying again for a loan so you do not apply with your credit score when it is harmed.
Having a poor credit score affects your ability to get a loan, mortgage, credit cards, utility bills, contract mobile phones and even car and home insurance. It is therefore imperative that you work on your credit score to ensure that it is good or excellent if you can. The higher your credit score is the easier it will be for you to access financial services.
Here are different ways in which you can improve your credit score;
Do not miss credit repayments – ensure that you pay all your credits on time and do not miss payments. If you want to be sure you can pay for everything on direct debit so you never forget. If for any reason you are unable to make payments contact your lender immediately. It is better if your schedule is rearranged rather than if you miss a payment.
Delink your financials with your spouses if you are divorced – this will keep your score different from your partner’s if you had joint accounts. Write to the credit reference and ask them to give you a letter of dissociation. This will keep your scores separate.
Minimize credit applications – when you apply for a credit and are denied, that leaves a footprint on your credit record. Having many of those in a short span can really affect your credit score. Avoid making too many credit applications to improve your credit score.
Use a credit rebuilt card to rebuilt your credit score – have a credit card with a dubious interest rate even if you do not use it much. Just ensure that you repay monthly without fail and preferably use direct debit. Within several months to a year your credit score will begin to improve.
Other methods of improving your credit score include; register as a voter, pay your bills on time, and so much more.
Where can I get a quick loan with bad credit?
Quick loans for bad credit are available easily from online lenders. You do not have to deal with a traditional bank or credit union for this as you might just end up wasting your time. With online lenders like Loansgreen you can certainly get quick loans with bad credit.
Your credit for lenders like us is not an important consideration for your loan like your current financial situation. Your finances might have improved overtime even if you have defaulted on a loan before.
How to get money quick with bad credit?
The best way to get money quick with bad credit is to get a secured loan. With a secured loan the lender is put at ease by the collateral that you have placed on your loan. Actually for most lenders including the banks, when you have collateral to use your credit score is not a factor in giving you the loan.
However you should take caution when applying for secured loans because you might lose your possession when you are completely unable to make the payments.