Student Payday Loans
Apply to borrow from 100 to 25000*
- Instant Decision
- 60-Second Application Form
- From £1,000 to £25,000
- Rates from 5.7% APR to 278% APR*
- 3-36 month repayment
Apply to borrow from 100 to 25000*
- Online decision
- Responsible lenders
- Apply to borrow up to £3000*
- Rates From 278% APR – 1576% APR*
- 3-12 month repayment
What Are Unsecured Loans?
Even without collateral to pledge, there are still options to choose when applying for a loan. For loans without security deposits, these types of loans are considered unsecured. Unsecured loans allow borrowers to request for funds without giving up an asset as a security deposit. Personal loans, payday loans, credit cards, and student loans are just some examples of an unsecured loan. It is a very convenient source of funds without having to deal with the complicated approval process. However, these types of loans are often accompanied with higher interest rates.
HOW WILL MY
To apply, you don’t have to leave your homes or travel miles. The process is amazingly fast and secure. All you need to do is to fill up a form online. In as fast as two minutes, you can have the result of your application without waiting hours in long lines. Your personal and banking information is safely secured.
Paid Into Your Account
Once approved, the borrowed funds are immediately sent to your checking account. No fuss, no hassle. In just minutes, you get the money that you need without going through complicated requirements and documents. A perfect solution for emergency situations.
Your credit problem is never a problem with us. Even with bad or poor credit, you are still eligible to take advantage of our services. Our lenders offer cash assistance without the need for you to undergo a credit check. If you can pay the loan on the agreed schedule, your credit line will never be a problem.
- WHAT ARE PAYDAY LOANS
- HOW DO I APPLY?
- MUST I HAVE A GUARANTOR?
- WHAT’S IN IT FOR US?
- HOW LONG DOES IT TAKE TO GET PAID OUT?
A PAYDAY LOAN IS A TYPE OF CREDIT THAT IS SUITABLE FOR WHEN EMERGENCIES OCCUR
If you find yourself stuck in the middle of nowhere with no money in the bank and no cash on hand, the best thing that you can do is to apply for a payday loan. Payday loans are easily acquired and don’t require complicated documents, making it the best cash assistance fund during emergency situations.
- WHAT ARE GUARANTOR LOANS?
- WHAT ARE LOGBOOK LOANS?
- WHAT ARE PERSONAL LOANS?
Services We Provide
Long Term Loans
College life is both exciting and stressing at the same time. The biggest hurdle that many students face is just a lack of money. Even with government sponsored loans taking care of tuition there is still a lot of other things that need money to take care of for instance food, rent and other items.
This is what causes many students to take on part time jobs or side gigs so they can make ends meet. There are many students juggling school and work life in the UK. If you are student and ever find yourself in a bind requiring cash quickly then you can opt for student payday loans.
Can students get payday loans?
Yes. If you are a student and you get any sort of regular benefits then you can apply for student payday loans. However, these loans are best suited for students who also work. If you are a student with a side hustle that brings in regular income then you are eligible for a student payday loan.
In the past, students used to be viewed as high risk borrowers and there were no options for them besides the government backed loans. These loans are usually not enough to cater for other needs since they are meant for tuition and many students still end up requiring extra cash.
With this realization online lenders have crafted student payday loans UK that are accessible to all students. If you are a student and come to a point where you need to borrow a substantial amount of money to cater for an emergency then students payday loans are a good consideration.
Students have a wide range of finance options they can pursue like scholarships, grants, bursaries, government student loans, and credit cards. Before trying out on the student loan payday loans it is recommended that you first try all those other avenues where you are not required to pay or pay immediately.
However, if you have tried out all the other options and still need some extra cash do not hesitate to apply for student payday loans UK. Qualifying for these loans is not easy as the lender has to take into consideration various factors to ascertain that as a student you will be able to repay the loan. If they feel that at your current situation you cannot afford the loan then it will be denied or you will be give an amount you can afford.
Usually many lenders will accept applications from any student with a regular form of income. Student payday loans appeal to many students because of the urgency with which they are approved and disbursed. The student should therefore take time to consider whether they really need the loan and how much they need. Also, have a repayment strategy so that you do not end up defaulting and hurting your credit score.
With many approved lenders like Loansgreen you can quickly check if you are eligible for student payday loans before you commit yourself to giving a full application. Also, the loans are protected just like the other loans and you will enjoy a lot of competitive rates when you deal with approved lenders.
How can I get student payday loans with bad credit?
Colleges are now full of people of all ages as more older people go back to school to advance on their knowledge so they can propel their careers to the next level. As such people of different ages and with different backgrounds can be students. All students therefore can be classified as your and without enough credit history.
There are many old students who already have bad credit. This is the reason why many lenders now offer student payday loans UK for bad credit. As a student with bad credit you only need to make your application with a direct lender for you to get the student payday loans.
The lender will scrutinize your application for the criteria that they are looking for to award the loan and if you meet the criteria the loans awarded. It is as simple as that. Further, with student payday loans, the money is sent to your account quickly. Usually you can have the money in less than one hour.
Student payday loans with bad credit are therefore a specialization of online lenders. You cannot find these loans in the banks and other traditional lenders. To qualify for student payday loans unemployed you do not need to have a guarantor or present any form of collateral as these are unsecured loans.
You can use the student personal loan for any reason you want. However as a student and maybe with limited income it is advisable that you only apply for a loan when you have an emergency that needs to be sorted out. Also ensure you only apply for the money you need and not extra because the more you principal amount you apply for the more interest you will pay.
Most of the approved lenders like Loansgreen offering student payday loans offer suitable interest rates as these loans are designed specifically for students. With the realization that many students do not have stable jobs the loans are made affordable enough for them. The interest to pay however depends on the lender that you choose which is why it is important you take your time to get the best loan for you.
Depending on the lender, students can borrow up to £2500 as student loans. You might not get the amount you have applied for if you have not shown the ability to repay that amount with ease.
Student payday loans no credit check
Are student payday loans without credit check possible? They are not when you are working with an approved lender by the FCA. An approved lender is mandated by the law to perform a credit check on their customers to determine their suitability for the loan.
At Loansgreen we conduct a credit check on the student to learn more about them. We start with a soft credit check and will only do the hard check once you have been accepted for the loan. We do not want to leave any footprints on your credit history that could affect you negatively even before you have taken up any loans.
The results of the credit checks are not used to determine your eligibility for the loan. We use other criteria as well to ensure your capability to handle the loan. Getting your student payday loan no credit check with us is a great way to grow your credit record.
We are approved by the FCA and therefore we can make reports of your credit repayments to the credit reference bureaus. This information is what helps to grow your credit score. On the other hand if you take a loan you cannot afford and fail to pay completely then it will reflect negatively on your credit score.
At Loansgreen we are committed to making sure everyone that is deserving of a loan gets one regardless of their credit score or employment status. Whether you get your income from informal employment or part time employment we understand the nuances of handling school and work life together and therefore offer solutions that can help you as a student.
How can I get a student loan with bad credit?
As a student there are many other ways that you can access student loans besides student payday loans. Government sponsored loans are given to all students without any consideration on their credit score. You only need to provide proof that you have been admitted to college or university, fill in the applications as required and you will get the loan.
As a student you can also benefit from grants, scholarships and bursaries. These do not have to be public they can also be acquired from private institutions and organizations. These are very suitable ways to get funding as a student because all that is required is proof that you are a student. Your credit score pays no part in determining whether you will get a bursary, grant or scholarship.
You should opt for student payday loans after you have exhausted all the other avenues available to you.
If you are in need of a student payday loan you should consider Loansgreen. It is a registered business with the FCA and approved to provide financial solutions in the UK. As such Loansgreen doesn’t charge interest rates higher than the set cap by the FCA. That is not all, the business is done with professionalism and care for the customer.
With Loansgreen you can be sure that you will get your loan just as promised. We are speedy and convenient. We offer a wide variety of other loans too that you can consider if you meet the criteria. Since we understand that students do not have a lot of money, we offer our student loans with a very affordable rate.
Our application process is easy and being direct lenders we are highly responsive to your application. We are transparent about our fees and charges to you and you will know exactly how much you need to pay and when your payments are due.