Warning: Late Repayment can cause you serious money problems. For Help, go to money adviceservice.org.uk


Apply to borrow from 100 to 25000*

  • Instant Decision
  • 60-Second Application Form
  • From £1,000 to £25,000
  • Rates from 5.7% APR to 278% APR*
  • 3-36 month repayment

Apply to borrow from 100 to 25000*

  • Online decision
  • Responsible lenders
  • Apply to borrow up to £3000*
  • Rates From 278% APR – 1576% APR*
  • 3-12 month repayment

What Are Unsecured Loans?

Even without collateral to pledge, there are still options to choose when applying for a loan. For loans without security deposits, these types of loans are considered unsecured. Unsecured loans allow borrowers to request for funds without giving up an asset as a security deposit. Personal loans, payday loans, credit cards, and student loans are just some examples of an unsecured loan. It is a very convenient source of funds without having to deal with the complicated approval process. However, these types of loans are often accompanied with higher interest rates.

How will MY

Guaranteed Car Finance

Secure Process

To apply, you don’t have to leave your homes or travel miles. The process is amazingly fast and secure. All you need to do is to fill up a form online. In as fast as two minutes, you can have the result of your application without waiting hours in long lines. Your personal and banking information is safely secured.

Guaranteed Car Finance

Paid Into Your Account

Once approved, the borrowed funds are immediately sent to your checking account. No fuss, no hassle. In just minutes, you get the money that you need without going through complicated requirements and documents. A perfect solution for emergency situations.

Guaranteed Car Finance

Credit Problem

Your credit problem is never a problem with us. Even with bad or poor credit, you are still eligible to take advantage of our services. Our lenders offer cash assistance without the need for you to undergo a credit check. If you can pay the loan on the agreed schedule, your credit line will never be a problem.


  • Guaranteed Car FinanceWHAT ARE PAYDAY LOANS
  • Guaranteed Car FinanceHOW DO I APPLY?
  • Guaranteed Car FinanceMUST I HAVE A GUARANTOR?
  • Guaranteed Car FinanceWHAT’S IN IT FOR US?
  • Guaranteed Car FinanceHOW LONG DOES IT TAKE TO GET PAID OUT?

If you find yourself stuck in the middle of nowhere with no money in the bank and no cash on hand, the best thing that you can do is to apply for a payday loan. Payday loans are easily acquired and don’t require complicated documents, making it the best cash assistance fund during emergency situations.


Services We Provide

  • Guaranteed Car Finance

    Long Term Loans

  • Guaranteed Car Finance


  • Guaranteed Car Finance

    Bad Credit

  • Guaranteed Car Finance


  • Guaranteed Car Finance


Guaranteed car finance is something that many people who want to buy a car are looking for. If you have been in the market for guaranteed car finance or guaranteed car finance no credit check, you will notice that there are many lenders promising to offer you these services. Vehicles range in prices and therefore car finance means a very wide range of loans.

What is guaranteed car financing?

In order for the car finance to be guaranteed to you, it means that the lender should offer you the loan without any questions just because you applied. This is what it means to have a guaranteed loan. However, this is not possible. For the loan to be approved you must be eligible for it and you must be able to repay it back as required.

Lenders have the final say when it comes to giving car finance. However they are controlled by the Financial Conduct Authority (FCA) which requires that the lender must first assess the borrower’s credit worthiness to determine whether they are able to repay the loan. The authority banned all lenders from advertising “guaranteed-car-finance.”

These advertisements used to be prevalent before but you might still find them on the internet and with car dealers. Car dealers are not lenders and they do not have the final say on who gets the financing and who doesn’t even if they direct you to certain lenders.

The lender is still required to assess your credit worthiness and ability to afford the loan based on your credit score and other measures. With this in mind therefore it is not possible for any lender or car dealership to promise you guaranteed car finance. This is because you will have to qualify for the loan to get it.

How to get guaranteed car finance?

If you are really looking to get guaranteed car finance for bad credit then you should try to do any one of the following things;

Pay a huge deposit on the car upfront – making a big deposit on the car upfront reduces the amount of the loan or financing that you need on the car greatly. This means that the risk on the part of the lender is also reduced. With this you might find that the lender is able to finance your car with ease because you are not getting too much money from them.

Have a guarantor – a guarantor is someone that is willing to sign the loan with you guaranteeing that they will make the payments on your behalf in case you are unable to. A guarantor also reduces the risk on the side of the lender because it is distributed amongst two people. If you have a guarantor with a stellar credit score the better.

Have a black box installed – there are car dealers and lenders that install a black box in your car that can be used to disable the car at any time. This means that if you fail to make your monthly payments then you are unable to use the car.

Is guaranteed car finance really possible?

The short answer to this is no. There is no lender that can truly give guaranteed-car-finance. Even those that advertise guaranteed car finance no credit check and guaranteed-car-finance with bad credit cannot keep that guarantee. This is because of the regulations put in place by the FCA in the UK.

However, what most online lenders mean by guaranteed car finance UK is that you are more likely to get car financing even when you have bad credit or it is quite difficult to get such financing from a traditional bank.

It therefore means that you might get a credit check even with advertised “guaranteed car finance UK” which might harm your credit history. It is best therefore to go the online route way when you want to get guaranteed-car-finance to lenders that do a soft check.

Ways in which you can get guaranteed car finance

If you qualify for the car loan, there are two ways in which the car financing can be done for you. First, there is the rent to own model. In this model you pay a small or no deposit at all on the car. You then have to make monthly payments on the car. These payments include a finance charge that is indicated in the agreement.

When you are done paying then the car becomes yours and you get the title. You can also trade in the car for a newer model if you are interested or just keep the car you have been paying for. There are very few companies that offer this model.

The second model is contract with a lender. In this method the lender pays for the car for you and they take possession of the title. You are supposed to make payments on the loan and when you are done the title to the car is handed to you. If you are unable to make the payments required, the lender can then take possession of the car.

Where can I get guaranteed car finance?

Guaranteed car finance UK is usually available in car dealerships and from direct online lenders like Loansgreen. With the online lenders the car is used as collateral so you do not get the title to it until the loan is cleared. After you have made the required payments then you own the car clear.

The money that you have to pay every month includes interest on the loan. This is dependent on the APR of the lender, the cost of the car and the duration of payment. The longer the duration of payment the less the installments will be regardless of the cost and the APR, just like it is in any other installment loan.

The best place to get guaranteed-car-finance is from online lenders. These lenders are able to offer loans to people who could not qualify in traditional banks and credit unions. Further, their approval process is quick. They have also linked up with major car dealerships in the UK so you get a variety of cars to choose from that fit the amount you qualify for.

At Loansgreen we do not advertise 100% guaranteed car financing as this would be lying to our customers. This is because we have to speak to our customers to make sure that the loan they have applied for meets their needs and is something they can afford.

We however encourage all people to apply for car financing loans even those that have a bad credit score. We also do not do a full credit check before we can really ascertain that you are liable to get a loan. This is so that your credit history is not harmed in any way.

We offer affordable payments for our car financing from 2 to 5 years. Being that this is a long term loan, we offer very competitive APRs for our car financing loans. Plus, approval is fast and in just a day you could be driving in your dream car provided you are able to afford it.

There are some unscrupulous lenders out there who ask customers for a fee to guarantee them car financing. This is a scam that you should not fall into. Unless the lender is not authorized to be in business by the FCA then no one can really guarantee you car financing 100%. At Loansgreen we do not ask for any fees to guarantee you a loan. We also do not charge any upfront fees.

How to get car financing?

To get financing for a car it is best to start by finding the car that you want so you do not end up settling for a car that was not your dream. Find a car that you would like and in the budget that you are willing to spend. Do not get an expensive car with payments that you will not afford as this could lead to you losing money.

After you have identified the car, then you will approach the financing company like loansgreen for the loan. There are certain lenders that have dealerships they work with strictly while others will allow you to source for your own car. After that then the lender will determine the terms for the loan and whether you are eligible for that amount. If you are the car is paid for.

You might be required to pay a deposit on the car or not. Again it depends on the lender and whether you qualify for the full amount or not. This way you can easily drive off with the car of your dreams and have easy repayments that are affordable for you.