Apply to borrow from 100 to 25000*
- Instant Decision
- 60-Second Application Form
- From £1,000 to £25,000
- Rates from 5.7% APR to 278% APR*
- 3-36 month repayment
Apply to borrow from 100 to 25000*
- Online decision
- Responsible lenders
- Apply to borrow up to £3000*
- Rates From 278% APR – 1576% APR*
- 3-12 month repayment
What Are Unsecured Loans?
Even without collateral to pledge, there are still options to choose when applying for a loan. For loans without security deposits, these types of loans are considered unsecured. Unsecured loans allow borrowers to request for funds without giving up an asset as a security deposit. Personal loans, payday loans, credit cards, and student loans are just some examples of an unsecured loan. It is a very convenient source of funds without having to deal with the complicated approval process. However, these types of loans are often accompanied with higher interest rates.
How will MY
To apply, you don’t have to leave your homes or travel miles. The process is amazingly fast and secure. All you need to do is to fill up a form online. In as fast as two minutes, you can have the result of your application without waiting hours in long lines. Your personal and banking information is safely secured.
Paid Into Your Account
Once approved, the borrowed funds are immediately sent to your checking account. No fuss, no hassle. In just minutes, you get the money that you need without going through complicated requirements and documents. A perfect solution for emergency situations.
Your credit problem is never a problem with us. Even with bad or poor credit, you are still eligible to take advantage of our services. Our lenders offer cash assistance without the need for you to undergo a credit check. If you can pay the loan on the agreed schedule, your credit line will never be a problem.
- WHAT ARE PAYDAY LOANS
- HOW DO I APPLY?
- MUST I HAVE A GUARANTOR?
- WHAT’S IN IT FOR US?
- HOW LONG DOES IT TAKE TO GET PAID OUT?
A PAYDAY LOAN IS A TYPE OF CREDIT THAT IS SUITABLE FOR WHEN EMERGENCIES OCCUR
If you find yourself stuck in the middle of nowhere with no money in the bank and no cash on hand, the best thing that you can do is to apply for a payday loan. Payday loans are easily acquired and don’t require complicated documents, making it the best cash assistance fund during emergency situations.
- WHAT ARE GUARANTOR LOANS?
- WHAT ARE LOGBOOK LOANS?
- WHAT ARE PERSONAL LOANS?
Services We Provide
Long Term Loans
It is possible for some people not to operate with a lot of cash on hand nowadays but the majority of people still need cash. Digital payments and even mobile payments are taking over the world in most cases. Cash still remains the most popular way for people to pay in the UK.
There are instances when you will need more cash than you have in your savings. This could be because of many bills coming together, car repair, home repair, you want to make a purchase and so forth. There are really many instances where you might need more cash than you have. When this happens then a cash loan can come in handy.
Applying for a cash loan or any other type of loan for that matter is an easy thing now. With just your phone you can be able to fill in a simple form online and get a response about your loan in a matter of minutes.
What are Instant Cash Loans?
An instant cash loan is a short term loan that enables you to borrow small amounts of money quickly. This type of loan is great for emergencies that need you to have cash flow for instance paying for bills, rent and so much more.
Cash loans range anywhere from £ 50 to £1000 or more depending on the lender. Before you apply for a cash loan, figure out exactly how much you need and how you will repay the loan so you do not put yourself in a lot of debt.
Instant cash loans are a great way to sort out cash emergencies and they are really easy to apply. There are many online cash loan lenders that you can choose from. However, since they are short term loans, cash loans come with a high APR rate. It is therefore imperative that you only borrow what you need to avoid paying high interest rates on money you never needed.
A bank is not appropriate for getting a cash loan. This is because banks take long to process loans and their qualification criteria are tough. Online lenders can get the money you need into your account pretty quickly and the approval process just takes about 5 to 15 minutes maximum.
Instant cash loans for people with bad credit
When you have bad credit your options become more and more limited. It is also more expensive to get a cash loan or any other loan for that matter when you have bad credit. However there is still hope and you can be able to find a cash loan that suits your needs even with bad credit. Actually most of the online lenders offer cash loans that are meant for all kinds of lenders.
Bad credit makes it hard for you to get a loan because you are a high risk borrower to the lender. However, most online lenders realize that your inability to repay a loan before doesn’t mean you will be unable to repay now. For online lenders, there is no there is no agreed credit score or rating for people to get loans.
However, since online lenders offer cash loans it doesn’t mean that the loan is guaranteed because you have applied. There are instances when you might fail to get approved. You could also fail with one online lender and get approved by another.
Repaying your cash loans with bad credit is easy because usually the repayments are scheduled to fit in with your pay cycle. This makes it hard for you to miss a payment and ensures nothing gets out of hand for you. If you have borrowed a loan you can afford then repayments should leave you with enough money to sort out your other expenses.
How to get instant cash loans?
It is simple, easy and quick to get instant cash loans. All you need to do is apply online. There are many direct online lenders that offer cash loans. You will need to do some due diligence on your end however to ensure that you get the best terms for your loan.
Just because it is a short term loan doesn’t mean that the interest cannot add up quickly. This is especially true if you have to miss payments on your loan. To determine whether the loan is affordable for you or not you need to consider the APR, the repayment period and how much you have to pay in every installment.
The shorter the duration of the loan the less interest you will pay regardless of the APR rate. However, for a long period of time the monthly installments are usually low and affordable.
How to get cash from student loans?
You might be getting a government backed student loan for your tuition but what about all the other expenses including rent, transportation, food, books, computers, and so many others? You will surely need cash to cater for all these expenses which is why a cash loan might come in handy. You might also be wondering whether you can get cash from your student loan.
It is possible to get cash from a student loan and it can happen in two ways. First of all is where you are getting the student loan sent directly to the institution. In this case of you are getting more than is needed for tuition the institution should write you a check for the extra to your account. For instance if you are getting£10,000 but the tuition is £7000 the extra £3000 is sent to you to use as you please.
The other way you can get cash from student loans is if you get your student loan from a private lender. Most of these lenders will send the money directly to your account and you can use it as you please. You can also decide to get an extra student loan on top of your government loan to take care of the many expenses that come with college life.
Where to get cash loans without a job?
If you would like to get a cash loan quickly and free but do not have a job, then you should try online lenders. If you have a good credit score it will help you in getting the loan. However having a bad credit score doesn’t mean you will not get the loan also.
You can apply for the loan online filling out the required information. The loan is tailored to your needs and your situations so it is possible to get a loan even without employment. For instance students are able to get student loans tailored specifically for them from direct online lenders.
If you have any other source of income that you depend on like online jobs, business, gigs and other such non formal employment types it is possible to get a cash loan from online lenders. Some banks might not recognize these non-formal sources of income.
How to get quick cash loans?
There are different types of quick cash loans that you can apply for, from online lenders. Such loans include;
Cash advance loan – these loans are typically just advanced to you then you repay on your payday. They are therefore also referred to as payday loans by many lenders. Traditionally you are required to repay the cash advance loan in full after a couple of weeks on your payday.
However, due to competition many online lenders now offer cash advance loans with flexible payment terms. You can get even up to three months to repay the loan and you are even allowed to roll over the payments if you are unable to meet your scheduled payments.
With online cash advance loans the money is sent to your account in just a few minutes so it is a great way to sort out those emergencies that need cash now. You can also get cash loans through your credit card as credit card cash advance loans. These are usually given by credit card companies and they are not cheap.
To get credit card cash advance loans you have to meet some criteria and also failure to repay when required means more interest and fees.
Cash installment loans – these are the loans that have to be repaid in installments. The cash installment loans are great and the most affordable way for you to obtain cash on demand. With a cash installment loan you are required to repay the money borrowed back in installments over an agreed period of time. You can therefore choose terms that suit you when getting a cash installment loan.
If you want cash loans that are a bit substantial then you should go with cash installment loans. With these loans you can get a long repayment period of even up to 5 years from most lenders. However you should be cautious because the higher the repayment period the more interest you will have to pay.
There are many other types of cash loans you can get depending on the lender. An online cash loan is the way to go when you want to get cash quickly and easily.