Warning: Late Repayment can cause you serious money problems. For Help, go to money adviceservice.org.uk

Borrow Money

Apply to borrow from 100 to 25000*

  • Instant Decision
  • 60-Second Application Form
  • From £1,000 to £25,000
  • Rates from 5.7% APR to 278% APR*
  • 3-36 month repayment

Apply to borrow from 100 to 25000*

  • Online decision
  • Responsible lenders
  • Apply to borrow up to £3000*
  • Rates From 278% APR – 1576% APR*
  • 3-12 month repayment

What Are Unsecured Loans?

Even without collateral to pledge, there are still options to choose when applying for a loan. For loans without security deposits, these types of loans are considered unsecured. Unsecured loans allow borrowers to request for funds without giving up an asset as a security deposit. Personal loans, payday loans, credit cards, and student loans are just some examples of an unsecured loan. It is a very convenient source of funds without having to deal with the complicated approval process. However, these types of loans are often accompanied with higher interest rates.

How will MY

Borrow Money

Secure Process

To apply, you don’t have to leave your homes or travel miles. The process is amazingly fast and secure. All you need to do is to fill up a form online. In as fast as two minutes, you can have the result of your application without waiting hours in long lines. Your personal and banking information is safely secured.

Borrow Money

Paid Into Your Account

Once approved, the borrowed funds are immediately sent to your checking account. No fuss, no hassle. In just minutes, you get the money that you need without going through complicated requirements and documents. A perfect solution for emergency situations.

Borrow Money

Credit Problem

Your credit problem is never a problem with us. Even with bad or poor credit, you are still eligible to take advantage of our services. Our lenders offer cash assistance without the need for you to undergo a credit check. If you can pay the loan on the agreed schedule, your credit line will never be a problem.


  • Borrow MoneyHOW DO I APPLY?
  • Borrow MoneyWHAT’S IN IT FOR US?

If you find yourself stuck in the middle of nowhere with no money in the bank and no cash on hand, the best thing that you can do is to apply for a payday loan. Payday loans are easily acquired and don’t require complicated documents, making it the best cash assistance fund during emergency situations.


Services We Provide

  • Borrow Money

    Long Term Loans

  • Borrow Money


  • Borrow Money

    Bad Credit

  • Borrow Money


  • Borrow Money


Do you need to borrow money? If you are in the UK and need to borrow money, then you might have found there are several ways in which you can be able to do it. Many people fear debt and for good reasons. It is not advisable to get yourself into debt unless you really have to.

There are instances however that may come up requiring you to borrow money UK so you can meet the needs you have. You might need to make a huge purchase and don’t have all the money required, you might want to invest, you might need to buy a car or your dream house just got listed and you want a mortgage to buy it.

People who get into debt and are unable to get out are those who do not plan their money well. Before you borrow money online UK it is important that you have a budget. Know exactly how much money you need. Then take into account your total income and the amount of money that you can be able to repay every month.

When you have these things figured out you will be able to roughly have the terms of your loan in mind. With easy repayment installments you can easily get through any loan. The good thing is if you repay your loan religiously you improve your credit score.

How much money can I borrow?

One of the questions people have when they need money is how much money one can borrow. This is more so true for people who have bad credit but need to borrow money. If you are looking to borrow money then you can borrow as a short term loan or a long term loan. For a short term loans, many lenders offer anywhere from £100 to £5000 depending on the lender.

Short term loans are ideal for emergencies and other unexpected cash needs that may come up. You can also use them to meet your day to day personal needs like clothing, food and rent. 

Long term loans on the other hand involve large amounts of money. For these loans you are limited by what you are able to afford in terms of the assets you have, your credit limit and your income. The process of applying for long term loans even with online lenders is stricter and more detailed than for short term loans because of the terms involved.

Long term loans are ideal for huge purchases for instance car purchases or purchase of property and for investments. They are also good for when you want to consolidate your debts provided you are getting a better APR from that one big loan so you can save money in the process. For long term loans remember you are given as much as you can afford.

However, even if you are able to afford huge amounts it is always recommended that you only borrow the amount of money that you need. Borrowing so much will only get you into debt and sometimes getting yourself out can become problematic. Know exactly how much money you need beforehand and how you intend to repay your loan back.

How much money can I borrow for a mortgage?

If you would like to acquire a property and do not have the entire purchase price upfront then you should think of borrowing money in form of a mortgage loan. In the mortgage loan the property you are acquiring is used as collateral for the loan.

This means that if you are unable to make your scheduled payments for a long time the lender can foreclosure to regain their money. To acquire the property you will be required to pay the deposit usually about 10% of the purchase price and then the rest of the money is paid for by the lender.

A mortgage is a long term loan. You are supposed to repay the mortgage by making a predetermined set of payments every month. The mortgage can either have a fixed or a variable interest rate. If it has a fixed interest rate the amounts you pay every month are the same. If the interest is variable the money you pay changes. It can either increase or reduce.

Overtime, as you repay your mortgage loan, you gain equity on your house. When you have made substantial payments and gained good equity you can borrow money against your equity again using the property as collateral.

You might have been wondering “can I borrow money against my house to buy another property? Yes you can borrow money against your house to buy another property even if you have a mortgage provided you have enough equity on your house to get the loan. If you have already cleared your mortgage it even becomes easier to acquire a loan on your property because you own it free and clear.

With good collateral to put on the line, many lenders do not really bother to ensure that your credit limit is stellar so you can borrow money. This means that with collateral such as your house or equity on your house, bonds, CD accounts and others you can borrow money with bad credit. If you are unable to repay the loan the lender will seize the collateral to recoup their money.

How to borrow money?

You could be wondering, how do you borrow money? It is easy to borrow money but first you need to determine exactly how much money you need. Most people who want to borrow money online do not really know exactly how much money they should borrow to see through everything that they need to do.

Remember for most of the loans you will get, the interest starts accumulating immediately and you are required to make payments on the loan starting immediately. For some loans like the cash advance loan you will have to start repaying in just a couple of weeks.

If you have miscalculated the amount of money you need, you will be unable to fully meet your needs requiring you to get another loan. It is harder to get a loan when you already have one that you are paying for because of the income to debt ratio.

It is important to always ensure that your credit score is good. You ensure this by paying your bills on time and repaying your loans as required. When you have a good to excellent credit score you can be sure to get a loan easily.

Where can I borrow money?

There are various lenders that offer loans. The choice of the lender you will use depends on several factors including; your credit score, whether you have collateral, whether you are employed, your debt to income ration and the interest rate of the loan.

Traditional lenders are banks and credit unions. Getting a loan from a bank is hard for many people today because the bank requires you to have good to excellent credit score, collateral depending on the type of loan, stable income and exceptional financial status. Not many people are able to secure bank loans.

Credit unions have better terms than banks and are a little more flexible on their loans. Most of them offer better rates and even offer personal loans without any collateral required. However, there are still some regulations and conditions to be met.

The easiest and quickest way to borrow money is through online lenders. You can even borrow money with bad credit and without any collateral. There are many types of loans on offer from online lenders. The application process is done online and it is quick and easy. The approval process takes only minutes and the money is transferred to your account.

Long term loans require collateral but still the application from an online lender is not difficult as with banks. Short term loans and quick loans for emergencies are easiest to get online.

How to borrow money from the bank?

Borrowing money from the bank requires you to follow a laid out procedure dependent on the individual bank. However for most banks the application process nowadays starts online. If not you will be required to show up to the bank branch close to you and have all the verification documents required with you.

You are required to fill out a form and then if you have everything that is required to be attached the approval process starts. For a bank this can take anywhere from two days to even a month. For most banks you will have to wait a week or two to get the money in your account.

If you apply for money from the bank and do not get it, it reflects on your credit history that you were denied a loan. This is a negative implication for you. If however you get the loan and make payments as required, you improve your credit score significantly and make it easy to get a loan in the future.

Borrowing money online is the easiest and most convenient way to borrow money UK. It is quick and the application and approval process is easy.